Accoutre Life Insurance Agency has been helping people feel safer since 2004, providing our clients with the best Medicare Advantage, Supplements and Prescription Drug Plans in the industry. Are you spending too much precious time thinking about what plan suits your needs? Don’t worry! We’re here to put together a thorough needs analysis that help meets your distinct needs. We’ll help ensure you can keep your doctor and get your prescriptions covered.
Medicare Advantage Plans
A type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Some plans offer extra coverage, like prescription, vision, hearing and dental coverage.
Prescription Drug Plans
Provides drug coverage to aid in reducing cost for brand and generic medications.
Helps fill “gaps” in Original Medicare by paying some of the remaining health care costs not covered such as: Copayments, Coinsurance and Deductibles
We guarantee our customers purchase only the best quality Family and Individual life Insurance Packages suited to their needs and requirements. With years of experience since 2004, we’ve come to understand each of our clients’ unique insurance needs. With Accoutre Life Insurance Agency representing you, your insurance process will be hassle-free and easy to understand.
Affordable Guaranteed Rate for a lifetime that will build cash value
Term Life Insurance
A fixed rate for a specified length of time. Allows for a large face value at a cheaper price.
Universal Life Insurance
A form of permanent life insurance with an investment savings element plus low premiums.
Cancer and Hospital Indemnity Insurance Packages
Ready for Anything
We offer different packages tailored to meet your personal, ever-changing needs. We have plans available that will help with the out of pocket expenses associated with Cancer, Skilled Nursing, Hospital Confinement and so much more.
Our team is happy to answer your questions and make personalized recommendations based on your input. We are here to represent you and make sure you receive the best possible insurance package suited to your needs.
Coverage that works in conjunction with your primary insurance plan to help with cost related to diagnosis by providing a lump sum cash benefit
Hospital Indemnity Insurance Plans
Supplemental coverage that pays you a predetermined benefit amount per day for each hospital confinement up to 30 days
Experience Protecting You
Proudly serving Alabama and Mississippi residents
Accoutre Life Insurance Agency offers clients the best possible protection for all of their insurance needs. As one of the leading insurance companies in the greater Birmingham and surrounding area’s, we have built quite the clientele by maintaining a strict customer-comes-first approach. If you are looking to do business with a top notch company that does everything in its power to ensure your satisfaction, contact us today. Accoutre Life is led by 20 years of experienced agents. The Agency has built a team of experts who are here for your every insurance needs and will be happy to supply you with a free estimate.
Meet Frank Bates and His Team
Frank is an insurance broker in Alabama, originally from Amory, MS, with 21 years experience in the business. Frank's ultimate goal in the insurance business, along with his team, is to help better people lives and touch the lives less fortunate.